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Woodrow Wilson signed the 1913 Federal Reserve Act. A few years later he wrote:“I am a most unhappy man. I have unwittingly ruined mycountry. A great industrial nation is controlled by its system of credit. Our system ofcredit is concentrated. The growth of the nation, therefore, and all our activities are in the hands of a few men. We have come to be one of the worst ruled, one of the most completely controlled and dominated Governments in the civilized world no longer a Government by free opinion, no longer a Government by conviction and the vote of the majority, but a Government by the opinion and duress of a small group of dominant men.” - WoodrowWilson
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